Make homeownership in New Hampshire easier with up to $15,000 in down payment assistance and flexible mortgage options.
Verify Your New Hampshire Housing Eligibility
The New Hampshire Housing Program helps make homeownership more affordable by offering down payment assistance, low fixed-rate mortgages, and educational resources to first-time homebuyers.
With up to $15,000 available for down payment and closing costs, you can take the first step toward buying your new home with confidence.
Whether you're purchasing a single-family home, condo, or even a manufactured home, the program provides flexible financing options to fit your needs.
Up to $15,000 in down payment and closing cost assistance.
30-year fixed-rate mortgages with low or no down payment.
Reduced mortgage insurance options for eligible buyers.
Financing available for single-family homes, condos, manufactured housing, and 1-4 unit owner-occupied homes.
Homebuyer education classes to prepare for homeownership.
Mortgage refinancing available for current homeowners.
Income limits up to $167,800 for most programs.
Must be a first-time homebuyer or purchasing in a targeted area.
Must use an approved lender and choose a government-backed loan (FHA, VA, USDA) or conventional financing.
Property must be owner-occupied and your primary residence.
Completion of homebuyer education is required to qualify for assistance.
Start your homeownership journey in 30 seconds online today.
We'll guide you through the process of verifying your eligibility for the program.
Once approved, you can receive up to $15,000 in down payment assistance.
The New Hampshire Housing Program offers 30-year fixed-rate mortgages with highly competitive rates, providing stability and affordability for first-time homebuyers.
Down payment assistance is structured as a second mortgage, carrying an interest rate of 0% with no monthly payments required. This second mortgage will become due in full upon the sale or refinance of the property, or at the end of the 30-year term, whichever occurs first.
The program is available for the purchase of single-family homes, condominiums, manufactured homes, and 1-4 unit owner-occupied properties.
Additionally, homebuyers may qualify for up to $35,000 in funds for repairs or upgrades through the Rehabilitation Mortgage Program, allowing improvements that enhance the property's value while maintaining affordable loan terms.
The income limit for most programs is $167,800, but this can vary based on the specific program or location.
You can receive up to $15,000 in down payment and closing cost assistance.
Yes, unless you're purchasing in a targeted area or are a qualified veteran.
Yes, the property must be owner-occupied and your primary residence. Eligible properties include single-family homes, condos, manufactured homes, and 1-4 unit properties.
With a proven track record of helping thousands of homebuyers achieve their dreams, we bring unmatched expertise and local knowledge to guide you through the homeownership process.
Our team understands the unique needs of first-time buyers and those seeking affordable financing options, making us a trusted partner in navigating various homebuyer assistance programs.
We pride ourselves on offering personalized support, ensuring that you have access to the best resources and opportunities tailored to your specific situation.
By working with us, you’ll benefit from our deep understanding of the market, our commitment to excellent service, and our dedication to making homeownership as seamless and stress-free as possible.
